As novas regras para o PIX, implementadas neste final de ano pelo Banco Central, começam a valer a partir do dia 02 de janeiro e trazem mais praticidade e segurança para quem utiliza o sistema de pagamentos instantâneos.
Após o Brasil bater mais um recorde, com 99,4 milhões de transações via PIX em um dia, a instituição viu a necessidade de mudar algumas regras para transferência de dinheiro.
Novos limites
As novas regras do PIX incluem a mudança de limite de transferência. Hoje, há uma obrigatoriedade de valor máximo que o usuário pode transacionar. Esse valor varia de acordo com o banco e cada tipo de conta.
A partir de janeiro, você poderá utilizar todo o limite que tem em uma única transação. A nova norma também retira limites de transação para usuários finais que sejam empresas, ficando a critério de cada banco a definição desses valores.
Apesar de o limite por transação ser eliminado, a limitação de transferências por turno permanece. A mudança feita pelo Banco Central foi quanto ao valor. A partir de agora, cada usuário físico pode transferir até R$ 3 mil no período diurno e R$ 1 mil no período noturno.
“Essa medida tem como objetivo adequar os limites usualmente disponibilizados nos caixas eletrônicos para saques tradicionais. Assim, com o Pix Saque, os usuários terão acesso ao serviço com condições similares às do saque tradicional”, justificou o BC.
Pagamento de benefícios
Entre as novas regras do PIX, o Banco Central também considerou ampliar o regulamento em relação ao recebimento de benefícios.
A partir de agora, os usuários poderão receber salários, aposentadorias e pensões pagas pelo governo. Essa medida já é comum em empresas privadas e foi agora muito comemorada pelos funcionários públicos.
A exceção são os ajustes nas disposições relacionadas à disponibilização da funcionalidade de gestão dos limites para os clientes por meio do aplicativo ou do canal digital do banco, que valem a partir de 3 de julho de 2023.
Fonte: SóNotíciaBoa
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